Go on in confidence, study the rules, and above
all things, study human nature; for "the proper study of mankind is
man," and you will find that while expanding the intellect and the
muscles, your enlarged experience will enable you every day to
accumulate more and more principal, which will increase itself by
interest and otherwise, until you arrive at a state of independence. You
will find, as a general thing, that the poor boys get rich and the rich
boys get poor. For instance, a rich man at his decease, leaves a large
estate to his family. His eldest sons, who have helped him earn his
fortune, know by experience the value of money; and they take their
inheritance and add to it. The separate portions of the young children
are placed at interest, and the little fellows are patted on the head,
and told a dozen times a day, "you are rich; you will never have to
work, you can always have whatever you wish, for you were born with a
golden spoon in your mouth." The young heir soon finds out what that
means; he has the finest dresses and playthings; he is crammed with
sugar candies and almost "killed with kindness," and he passes from
school to school, petted and flattered. He becomes arrogant and
self-conceited, abuses his teachers, and carries everything with a high
hand. He knows nothing of the real value of money, having never earned
any; but he knows all about the "golden spoon" business.
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